Compare your options

Compare receiving options.

Compare where funds arrive and how each option fits your business.

Reviewed October 19, 2026Official sources · clear tradeoffs · no universal winner

Five receiving options.

Compare at a glance. Scroll sideways on smaller screens.

Stablecoin receiving workflows · reviewed October 19, 2026.
Receiving option	Funds go to	Start with	Channels	Records	Callbacks	Refund tools
PayIn	Your wallet	No account¹	Counter / Links	Payment history	²	Manual transfer
Wallet address	Your wallet	Wallet	Wallet QR	On-chain	Custom build	Manual transfer
Coinbase Business	Platform balance	Account¹	Payment links	Dashboard	²	³
Stripe Payment LinksStablecoin flow	Fiat balance	Account¹	Payment links	Dashboard	²	³
MoonPay CommerceFormerly Helio	Your wallet¹	Account¹	Commerce tools	Dashboard	²	³

Supported

Protect PayIn’s management URL. Platform eligibility applies; MoonPay routing may differ.
Requires integration. Records do not automatically match orders or fulfill sales.
Merchant-initiated refunds. Bank cash-out is a separate process.

Official sources. Reviewed October 19, 2026. Availability and terms may change; details in each guide.

PayIn receiving guidance PayIn integration guidance Wallet transfers Coinbase eligibility & custody Coinbase checkouts Stripe stablecoins Stripe Payment Links MoonPay operations MoonPay products

Detailed comparisons.

01 / THE TRANSFER

PayIn vs a wallet address

Compare a PayIn payment page with sharing a wallet address: customer context, merchant confirmation, payment records, refunds and order matching.

Compare workflows02 / THE PLATFORM

PayIn vs Coinbase Business

Considering a Coinbase Commerce alternative? Compare PayIn with Coinbase Business on custody, payment links, checkout records, refunds and bank offramps.

Compare workflows03 / THE PLATFORM

PayIn vs Stripe Payment Links for stablecoins

Compare PayIn direct-wallet USDC receipts with the stablecoin flow in Stripe Payment Links: settlement, eligibility, customer experience and refunds.

Compare workflows04 / THE PLATFORM

PayIn vs MoonPay Commerce

Compare PayIn with MoonPay Commerce, formerly Helio: direct-wallet receipts, payment links, checkout integrations, payment records and refunds.

Compare workflows

Before choosing

Funds. Records. Fulfillment.

Check who holds the funds, the asset received, and refund and cash-out options. Direct-wallet receiving is not unique to PayIn.

Check staff confirmation and order matching. Payment success, platform credit and bank payout are separate milestones.

Fees and availability vary. Each guide links official sources for current terms.