Stablecoin Payments

Stablecoin payments let merchants receive blockchain-based payments denominated in assets such as USDC or USDT.

PayIn focuses on merchant payment workflows: a merchant creates a payment request, the customer pays on a supported blockchain, and the merchant system receives a reliable status update.

What PayIn verifies

A PayIn payment system typically verifies:

1. The customer paid the expected address.
2. The asset/token is supported.
3. The amount matches the payment requirement.
4. The transaction is confirmed enough for the configured risk policy.
5. The merchant system receives a status update through API and webhook events.

Merchant responsibilities

Merchants remain responsible for:

• Legal and compliance obligations
• Wallet custody and treasury management
• Refund and customer support policy
• Tax and accounting treatment
• Production security and operational readiness

Where this applies

This concept applies across:

• PayIn Cloud hosted checkout and API flows
• PayIn Open self-hosted deployments
• PayIn Go in-person payment flows